Analyzing of the VOYA 401K Fund -Large Cap Value Blend

<Large Cap Value Blend>

 

American Funds® Washington Mutual FundSM - Class R-3: 482

 

Overview

• Objective: Income generation and growth of principal through common stock investing.
• Primary Investments: Common stocks with strong earnings and dividend records.
• Category: Large Blend

 

Key Portfolio Metrics (as of 09-30-23)

• Asset Allocation:
• Market Cap Focus:

 

• Top Holdings: Broadcom, Microsoft, UnitedHealth Group, etc.
• Sector Allocation

 

Risk Profile

• Volatility: Moderate to Low (3yr SD: 15.83)
• Beta (vs. S&P 500): 0.85
• Suitable for balanced risk-return profile.

 

Costs and Management

• Expense Ratio: Net 0.92%
• Annual Turnover Ratio:  30.00%

 

Suitability

• balanced approach to growth/income, diversified 
• moderate risk, stability alongside growth.

 

Performance Overview

 

Key Observations from the Chart:

• stability and moderate growth.
• less volatility than the benchmark, moderate to low risk profile.

seeking steady growth without the high volatility of more aggressive funds. ​

Massachusetts Investors Trust - Class R2: 714

 

Overview

• Objective: Capital appreciation.
• Primary Investments: Equity securities, focus on large-cap companies. Includes common stocks 
• Category: Large Blend

 

Key Portfolio Metrics (as of 09-30-23)

• Asset Allocation:
• Market Cap Focus:
• Top Holdings: Microsoft, Alphabet, Apple, etc.
• Sector Allocation:

 

Risk Profile

• Volatility: Moderate (3-Year SD: 17.00)
• Beta (vs. S&P 500): 0.95
• Suitable for seeking moderate risk exposure.

 

Costs and Management

• Expense Ratio: Net 0.95%
• Annual Turnover Ratio:  10.00%

 

Suitability

• balance between growth and moderate risk exposure, suitable for a diversified portfolio.
• The fund's large-cap focus and blend of cyclical and sensitive sectors indicate a potential for stable growth.

 

Performance Overview

 

Key Observations from the Chart:

• steady growth pattern, slightly outperforming the benchmark in certain months.
• The fund's performance indicates moderate volatility, in line with its risk profile.

 

Voya U.S. Stock Index Portfolio - Institutional Class: 829

 

Overview

• Objective: Total return.
• Primary Investments:   80% of net assets in the S&P 500® or representative securities (+ derivatives).
• Category: Large Blend

 

Key Portfolio Metrics (as of 09-30-23)

• Asset Allocation:
• Market Cap Focus:
• Top Holdings: Apple, Microsoft, Amazon, NVIDIA, Alphabet.
• Sector Allocation:

Risk Profile

• Volatility: Moderate (3-Year SD: 17.84)
• Beta (vs. S&P 500): 1.00
• Suitable for moderate risk exposure

Costs and Management

• Expense Ratio: Net 0.27%
• Annual Turnover Ratio: 8.00%

Suitability

• market-aligned growth with moderate risk.
• The low expense ratio and passive index-tracking approach make it a cost-effective option.

Performance Overview

 

Key Observations from the Chart:

• closely tracks the benchmark
• steady growth pattern, with the moderate risk 

a market-aligned investment, moderate risk exposure. passive index-tracking strategy and low expense ratio make it a cost-effective option for long-term investment. ​